Coverage Matters
Protect those you love.
You work hard to keep your family safe and secure—but what if life takes an unexpected turn? Insurance will help you and your loved ones carry on through a difficult time.
Consider this:
7 in 10
employed Americans would feel the financial pinch in a month or less without their paycheck, and 1 in 4 would feel the pinch immediately.1
66%
of all U.S. bankruptcies are tied to medical issues, including many people who have health insurance.2
1 in 4
of today's U.S. adults now live with a disability that impacts major life activities.3
44%
of consumers do not own any life insurance, leaving a huge gap if something tragic happens.4
What will you protect?
Imagine if something suddenly happened to you—could your family afford to keep up with childcare, college tuition or mortgage payments? Your loved ones can use insurance benefits to pay for the things that matter most.
Insurance can help:
Your family
- Cover final expenses
- Provide income and pay debts
- Pay for childcare and college tuition
- Support aging parents
Your home & mortgage
- Help your family stay in your home
- Keep up with your mortgage payments
- Modify your home for illness or disability
Your business obligations
- Keep operations running smoothly
- Protect investors
- Secure a business loan
- Pay off debt
Your lifestyle
- Focus on recovery, not finances
- Cover your regular expenses
- Continue making student loan payments
- Protect your retirement savings
Insurance can be complicated.
We make it easy.
Assurity offers a wide range of insurance products to help make the complicated simple. An agent can help you to choose options that best fit your personal circumstances. It's fast and easy. Protect the ones you love and have one less thing to worry about.
For Individuals
Life Insurance (Term, Whole, Universal)
Allows your loved ones to remain financially secure after you die.
What can it pay for?
If your family depends on you financially, life insurance is an important topic you shouldn't ignore. It can do more than replace a lost income – it can pay for final expenses, a mortgage, your child’s education, and more.
Why now?
Life insurance is an essential part of responsible financial planning. Rates are lower if you're young and healthy at the time of application. Protect your family today, or lock in a lower rate for the future.
Learn MoreDisability Income
Replaces some of your regular income if an injury or illness makes it impossible for you to work.
What can it pay for?
If illness or injury kept you from bringing home a paycheck, how would your family make ends meet? Disability income insurance can help. It replaces some of your lost income so you can continue to pay your mortgage, utilities, childcare, and other everyday expenses.
Why now?
If you’re in your 20s, you have more than a 1-in-4 chance of becoming disabled before you retire, so you’re more likely to use disability insurance than other options.
Critical Illness
Focus on recovery from a serious illness without the financial stresses of day-to-day living.
What can it pay for?
Does not replace health insurance—use it to cover out-of-pocket medical expenses and other costs that stack up while you're not working and receiving medical care, including childcare, transportation, bills, mortgage and other lifestyle adjustments.
Why now?
The likelihood of surviving a critical illness like cancer, a heart attack, or stroke is better than ever, but it can still take a substantial toll on your physical and financial well-being.
Learn MoreAccidental Death
Pays your loved ones if you die from an accident.
What can it pay for?
It can help replace lost income, final expenses, a mortgage, and more.
Why now?
Accidental death insurance is an affordable supplement to life insurance, or can provide some coverage when health issues make it hard to qualify for standard life insurance.
Learn MoreAnnuities
Turns a lump sum into a tax-deferred, guaranteed stream of income you can count on in retirement.
What can it pay for?
Takes care of regular living expenses so you can enjoy your retirement.
Why now?
If you’re earning more today than you might in the future, putting some of that money away now will lock in a reliable source of income in retirement.
Learn MoreInsurance can be complicated.
We make it easy.
Assurity offers a wide range of insurance products to help make the complicated simple. An agent can help you to choose options that best fit your personal circumstances. It's fast and easy. Protect the ones you love and have one less thing to worry about.
For Individuals
We also provide voluntary employee benefits that protect your employees.
PRODUCT AVAILABILITY, FEATURES AND RATES MAY VARY BY STATE.
These products may contain reductions of benefits, limitations and exclusions. For costs and complete details of coverage, please contact Assurity or review the policy contract.
Assurity is a marketing name for the mutual holding company Assurity Group, Inc. and its subsidiaries. Those subsidiaries include but are not limited to: Assurity Life Insurance Company and Assurity Life Insurance Company of New York. Insurance products and services are offered by Assurity Life Insurance Company in all states except New York. In New York, insurance products and services are offered by Assurity Life Insurance Company of New York, Albany, NY. Product availability, features and rates may vary by state.
1 What Do You Know About Disability Insurance? Life Happens Survey, 2018
2 Medical Bankruptcy: Still Common Despite the Affordable Care Act, American Journal of Public Health, 2019
3 U.S. Centers for Disease Control and Prevention Morbidity and Mortality Weekly Report, 2018
4 2019 LIMRA Life Insurance Barometer Report